![]() There are numerous reasons that this is not necessary and, in most cases, inappropriate. So, to meet their own requirement, the lender insists that the surveyor write one. This is a common request that apparently has as its genesis various lenders’ survey "checklists" that say something like "Assure that the distances and directions on the survey match the legal description." Of course, with many descriptions like the above Lot 12there are no bearings and distances in the legal description. There is, of course, no such requirement in the ALTA/ACSM Standards, so where are these requests coming from? The letter may even suggest that the new description be prefaced with something like "The above parcel is also more particularly described as follows:…" The survey was completed and delivered, and then the lender’s comment letter is received asking for a metes and bounds description of the platted lot. Surveyors all over the country frequently receive requests from the lenders on ALTA/ACSM Land Title Surveys to write metes and bounds descriptions of surveyed tracts even though the record descriptions are perfectly adequate.įor example, the surveyor has prepared a Land Title Survey of "Lot 12 in the ABC Industrial Park Subdivision" (a platted subdivision). As you can see parcels are irregular in size are platted in relationship to the subdivision Lakewood Fairfield Bay.ĭescription by Monuments is similar to the metes and bounds with POB being a physical, man-made or natural features.A 81Kb PDF of this article as it appeared in the magazine complete with images is available by clicking HERE Thus a legal description could be Happy Trials Subdivision, Block 3, Lot 4.īelow is a sample of a plat map illustrating a lot described by the Lots and Block Method. The subdivision may be then divided into blocks and lots. A plat map is an engineers map showing the land use for the land in question.Īreas are subdivided up into Subdivisions. The most common method, but it requires plat maps to be lodged with the county public records. The sections are further divided up into quarter sections of 160 acres Thus there are 36 sections in a township. They are further divided up into areas of 1 square mile called sections. The lines running North-South are called range lines. lines running East-West are called township lines. They are 6 miles by 6 miles, thus have an area of 36 square miles. Each of these squares are called townships. Beginning at these points, the surveyors established lines every 6 miles North, South, East and West of the crossing point. In Florida for instance, they cross at a point in Tallahassee. The principal meridians running North-South and East-West intersect at these locations. There are geographical locations all over the US that serve as a base reference. It is used in all states except for the original 13 colonies, the states created from these colonies and Kentucky, West Virginia and Texas. The rectangular land survey system was adopted by the federal government in 1785. The example below is a more complicated metes and bounds legal description. Writing a metes and bounds description is a job for a land surveyor.Ī typical metes and bounds description is as follows:īeginning at a point (POB) on the North side of James Street 50 feet East from the corner formed by the intersection of the East boundary of Peter Road and the North boundary of James Street thence East 90 degrees 200 feet thence North 300 feet thence West 200 feet thence direct to the POB. A critical feature is the Point of Beginning POB. Metes refers to distance and bounds to direction. There are 4 types of legal descriptions used in real estate in the USA.
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